What Is a Diners Membership Card?


A Diners Membership card is sort of a common cost card or bank card, with an emphasis on journey — not eating, oddly. The primary distinction is that, at the moment, a person can’t develop into a brand new Diners Membership cardholder in the USA. Nonetheless, Diners Membership continues to service present clients.

The right way to get a Diners Membership card

Though Diners Membership company playing cards are nonetheless issued, you can’t apply for a Diners Membership card as a person in the USA. Client playing cards have been closed to new U.S. candidates for years, and as of March 2021, the skilled (aka small-business) playing cards additionally provided no method to apply.

Nonetheless, you will get different worthwhile journey bank cards that provide related rewards and journey advantages to Diners Membership playing cards.

Fast background

Diners Membership was the unique cost card courting again to 1950, though it’s far much less well-liked now within the U.S. And whereas its client playing cards for private or small-business use are closed to new purposes, company playing cards are nonetheless accessible.

Nerd tip: The primary distinction between company playing cards and small-business bank cards is that with company playing cards, typically, the enterprise itself is accountable for fees fairly than the enterprise proprietor.

At that company degree, the corporate works on a franchise mannequin. Uncover, primarily based in Illinois, owns the dad or mum firm, Diners Membership Worldwide. BMO Monetary Group — with company headquarters in Toronto — is a franchisee. It owns the proper to difficulty playing cards in the USA and Canada.

So far as opening purposes within the U.S. for Diners Membership playing cards? A BMO spokeswoman stated solely that the issuer continues to spend money on providers that help present cardholders within the U.S.

Particular Diners Membership playing cards

When purposes have been final open within the U.S. for Diners Membership playing cards, it provided two client playing cards with the Mastercard emblem:

  • Diners Membership Card Premier. Annual payment: $95. Rewards have been 1 Membership Rewards level per $1 spent.

  • Diners Membership Card Elite. Annual payment: $300. Rewards have been three factors per $1 spent on gasoline, groceries and at drugstores, and 1 level per $1 spent in all places else.

Diners Membership playing cards provided rewards that could possibly be redeemed for airline frequent flyer miles, journey and merchandise. However the playing cards have been additionally well-known for his or her airport lounge entry and travel-related advantages.

Comparable playing cards have been accessible for enterprise homeowners (what Diners Membership calls “skilled playing cards”) in two common flavors: a cost card and a bank card. As of March 2021, there was no method to apply on-line for the skilled playing cards. Diners Membership additionally affords six various kinds of company playing cards.

Current BMO Diners Membership playing cards are accepted wherever Mastercard is accepted worldwide.

What to use for as an alternative

Whereas U.S. residents can’t apply for a private Diners Membership card at the moment, they will apply for different good journey bank cards that may serve the identical functions and supply journey perks.

For instance, NerdWallet has rounded up the most effective playing cards in these classes:



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